People often amass numerous pension and investment ‘policies’ over their working life. Often they wish to investigate whether their pensions and investment affairs can be consolidated to a single, flexible investment vehicle. This allows a consistent investment approach to be applied to the pension and investment portfolio, and for the funds to be actively managed on an ongoing basis.

Furthermore, an investor is often completely unaware of the level of investment risk within their portfolio. It is common for pension and investment ‘policies’ to be invested entirely in shares. As many people class themselves as relatively cautious investors, they are often keen to reduce their exposure to investment risk. This can be achieved by introducing lower risk investments to their portfolio.

Those saving for retirement are often unsure of how much to allocate for this purpose and where to invest their money.

Those approaching retirement (or semi-retirement) often wish to draw an
income from the assets that they have built up over their working life. This will involve the development of an investment strategy with an emphasis on
income generation.

If you feel that you are affected by any of these issues, it is essential that you
talk to us. Our philosophy is to:

• Develop a thorough understanding of your circumstances
• Explain your investment options in straightforward language
• Provide strong, clear and impartial advice

For a free no-obligation initial consultation, please phone 0121 233 9922 or click here to contact us via email.